– a lender who quote an APR is equal to or exceeds 100%
– provided the credit for a period of a maximum of 12 months and repayments of the loan is to be made within a maximum of 12 months of the date on which the credit is advanced.
– a high-cost short-term lender must not charge alone or in combination with any other charge under the agreement a payment exceeding or are capable of exceeding 0.8% of the amount of credit provided under the agreement calculated per day from the date which the borrower receives the credit
– excluded lenders are those whom offer their products as either:
i) a home credit loan agreement (home collected credit); or
ii) a bill of sale loan agreement (a logbook loan)
Need something else? Visit our Support Centre. If you need to write to Square Money this is our postal address: 1st Floor, 2 Woodberry Grove, Finchley, London, N12 0DR.
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Total loan cost: £72.80*
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We DO NOT charge you a fee. Square Money will never contact you and ask you to send money or buy goods in advance of you receiving your loan funds. The same goes for all the partners we work with. If you need to find out more about cold-callers please see our fraud protection guidance page.